Why sell or borrow against luxury assets instead of selling securities such as stocks and bonds?

You shouldn’t have to leverage your future by doing things like liquidating holdings like stocks, bonds and mutual funds when you can leverage the residual value of your past purchases. Consider the potential advantages to your personal financial situation of raising capital without worrying about tax consequences, future dividend losses, and loss of potential future gains in market value. Selling or leveraging luxury assets carries none of these risks, and can deliver a capital infusion in the same timeframe as selling securities.

Why use The Lux Exchange versus Traditional Bank Financing?

Below is a summary of what is generally required to obtain a small business loan or personal bank loan:

3 years’ tax returns (business & personal) N/A
3 years’ financials (P&L and balance sheet) N/A
24-36 months of projections N/A
2-3 in-office meetings; phone calls; underwriting diligence N/A
Credit check N/A
Personal guaranty N/A
Financial disclosures: all brokerage, 401k and other account statements N/A
1st priority lien on all business and personal assets N/A
6-8 week minimum wait period 24 hour wait period
6-21% APR 18% APR or more
½ % interest/month + fees + ongoing disclosures and documents 2-10% interest/month + no fees, no additional documentation needed

As you can see, transacting with The Lux Exchange is easy, fast and requires significantly less paperwork and disclosures by our clients.

Why Sell Assets to Us versus eBay, Amazon and other used asset sites?

Below is a summary of selling your assets yourself versus via Lux Exchange.

DO-IT-YOURSELF (eBay, Amazon, TheRealReal, OfferUp, and others)


You are responsible for registering on a selling site, researching asset value and selling price, photographing, describing and posting asset for sale; with the exception of TheRealReal who consigns your asset for you but you never know when it may or may not sell

Ship your asset to Lux Exchange for free

Highly variable wait time prior to contact by potential buyers; must manage communication with buyer questions and issues.

Asset will be evaluated within 24 hours, and a sale price will be quoted for your approval

You will pay 15-40% of your sale price in fees/commissions to the selling site.

You will receive, on average, 70-75% of the asset’s fair market value.

No guarantee that you will find a purchaser for the asset or that an avowed purchaser will consummate the transaction.

Once approved, you’ll receive payment in as little as 24 hours.


The Lux Exchange prides itself on discretion and speed. In certain instances, in-person appointments are a necessity.

For local Coloradans, our Headquarters in Denver is a secure and private meeting place. For our out-of-state clients, we can come to you.

Please complete the form below and we will be in touch immediately.