Luxury Watch & Timepiece Collateral Loans

Borrow Against Your Luxury Watch!

About Our Timepiece/Watch-backed Loans

Whether you’re a passionate collector of fine watches or simply enjoy a few trusty Rolexes, you may not realize the hidden potential you’re wearing on your wrist day in and day out. The Lux Exchange is your professional, trusted partner in the loan collateral process, enabling you to unlock the liquid value of your luxury assets, like your high-end watch. Our simple online process makes it easy to utilize your assets as a smart source of funds without having to deal with the time-wasting hassle of a traditional bank or loan provider.

Lux Exchange for the Watch Collector

You may be looking at your wristwatch and wondering, “Do pawnshops buy watches like this one?” If the brand and condition is right, The Lux Exchange certainly will.

Luxury Watch Brands Lux Exchange Accepts

  • Audemars Piguet
    Swiss watches of distinction, noted for their complex, mechanical movements that – as the company says – evince precision, performance, and elegance.
  • Bell & Ross
    French watches crafted with time-honored precision in the Swiss manner, but with a modern flair. Bell & Ross began in 1992 and produces aviation-nostalgic timepieces as well as practical divers’ watches.
  • Breitling
    This Swiss watchmaker dates back to 1884 and produces precision chronometers beloved by aviators and other explorers.
  • Cartier
    This maker produced the first practical wristwatch in 1904, and the brand continues to produce both practical and beautiful watches for discerning clients. Cartier invented the rectangular dial and creates watches of impeccable engineering.
  • Chopard
    A Swiss watchmaker dating to 1860. Chopard is highly prized for its ethical and sustainable gold and gemstones.
  • Corum
    This brand made the famed “coin watch,” in which Montres Corum Sàrl watchmakers build a luxury watch inside a $20 Double Eagle or $10 Liberty coin.
  • Franck Muller
    Haute Horlogerie may have never been as elaborate and detailed as this maker, which has been nicknamed the “Master of Complications.”
  • Hublot
    Another Swiss luxury watchmaker, Hublot is known for innovative design and material choices, such as high-tech composites.
  • Omega
    Omega, noted for its precision and innovation, made the first watch that went to the moon. Omega watches have bedecked the wrists of U.S. presidents, princes and celebrities.
  • Panerai
    Headquartered in Florence, Italy with a watchmaking factory in Switzerland, this maker produces extremely limited editions (1,000 to 4,000 watches).
  • Patek & Philippe
    This Swiss watchmaker dates back to 1851 and has steadily produced some of the world’s most desirable watches. Prestige, harmony, timeless elegance and intricate mechanical movements are the hallmarks of Patek Philippe.
  • Rolex
    Rolex is the house of firsts: first waterproof wristwatch; first automatically changing date on the dial; first to show two time zones; first to earn chronometer certification for a wristwatch.
  • Tag Heuer
    Luxury watches with an innovative heart, Tag Heuer watches tend to be rather large – making them ideal for those who want a watch that can be easily read or seen.

In addition to these renowned brands, we accept: A. Lange & Söhne, Baume & Mercier, Blancpain, Breguet, Bvlgari, Concord, Corum, Ebel, F.P. Journer, Franck Muller, Girard-Perregaux, IWC, Jaeger-LeCoultre, Piaget, Roger Dubuis, Ulysse Nardin, Vacheron Constantin, Van Cleef & Arpels, and Zenith.

How Much is My Watch Worth?

If you’re curious how much capital might be in your luxury watch, brand names are often a simple way to decode the value. At The Lux Exchange, we are familiar with a wide range of luxury watch designers and brands, and our luxury exchange system accepts a variety of high-end timepieces.

In addition to the brand, there are a number of factors that can affect the value of your watch. You can trust the experienced team at The Lux Exchange to closely evaluate your luxury timepiece, taking each and every element into careful consideration, including the following:

  1. Added features, including diamonds and other precious gemstones
  2. Age
  3. Possession of the original box, certificates and/or purchase papers
  4. Band material
  5. Type of clasp
  6. Condition, including cosmetic damage
  7. Rarity and popularity of a particular brand and watch model

Additionally, market factors may affect the evaluated value we provide.

How Do I Borrow Against My Watch

Partnering with the The Lux Exchange to borrow against your watch is an incredibly easy process, one that can be completed from the comfort of your home or office. Simply complete an online application to give us some basic information about your asset, and we will send you an initial offer. Once you ship the item to us, we can carefully evaluate it and present our final offer. Should you choose to accept, the item will be securely stored and the funds will be wired directly to your account. Upon the completion of your loan, the watch will be shipped back to you.

Why Choose the Lux Exchange?

The Lux Exchange is a premier luxury exchange service that has built a solid foundation of expertise, earning the respect and trust of clients across the country. Not only will your watch be evaluated by an expert to produce a fair and competitive offer, but it will be carefully stored in our safe and secure storage facility. With 24-hour surveillance and complete jeweler-level care, you can be confident that your treasured asset is safe until its return.

Luxury Watch Repurchase Service

At The Lux Exchange, we make it easy for you to unlock the capital value of your luxury assets. Unlike a traditional bank or loan provider, we eliminate the hassle of tax events and title changes and make the entire process simple and discreet from start to finish. If you’re interested in speaking personally with one of our professional staff, we invite you to contact our office today.

The monthly service fee you incur for borrowing against your luxury watch will be determined by the contract you agree to sign with us.

To learn more about the transaction, value and market for your luxury watch, please feel free to contact us. We are more than happy to answer your questions and provide information on borrowing against and repurchasing your luxury wristwatch, precision chronometer, or other luxury timepiece.

If you’re ready to borrow against your watch, complete our online application today.





The Lux Exchange prides itself on discretion and speed. In certain instances, in-person appointments are a necessity.

For local Coloradans, our Headquarters in Denver is a secure and private meeting place. For our out-of-state clients, we can come to you.

Please complete the form below and we will be in touch immediately.