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About Our Car-backed Loans

When you’re seeking a source for luxury, asset-backed loans you can trust, look no further than the Lux Exchange. Unlike many other loan collateral companies, we deal exclusively with high-end luxury assets. This means not only are we intimately familiar with high-end assets and their value, but also that we can offer collateral loans that are a cut above what you’ll find anywhere else.

How Does the Process Work?

Our system of facilitating high-end, car-backed loans utilizes a team of highly-trained experts to ensure that you’re provided with the best service, every step of the way. The Lux Exchange’s experienced underwriters will evaluate the value of your luxury car using the information you provide and our on-site evaluation. If you accept the collateral loan offer, funds will process electronically quickly and efficiently. There’s no credit check, and we won’t dig into your personal or business financial details – we utilize our capital to provide loans to clients with assets of value, simple as that.

The Lux Exchange Difference

If you decide to accept the loan amount, our team will come pick up your luxury vehicle and it will be stored in the city that you are located. Our storage facility partners around the country know and understand what we expect, and your luxury car will be stored in a safe and clean indoor facility with 24-hour surveillance, insurance and monitoring. Rest assured that when we take possession of your vehicle, it will be handled with the utmost care and respect.

Not only are employees of the Lux Exchange highly trained to ensure a strategic, fair lending process, but they also undergo stringent background checks and must adhere to our high standards. We understand that when you agree to a collateral loan, you expect that your assets will return to you in pristine condition. We promise and deliver on this standard with each and every one of our transactions, no matter how large or small.


  • do credit checks
  • ask for personal or business financials
  • require a personal guarantee

We DO:

  • only lend on free and clear assets
  • require possession of the title
  • require insurance to be maintained on the vehicle(s)
  • restrict driving of the vehicle in most instances and take possession or have specific storage requirements

Lux Exchange for the Car Collector

Getting Started with The Lux Exchange

If you’re ready to move forward with a luxury car loan, we invite you to contact us today.

The Lux Exchange is the premier Luxury/Exotic Automobile lender in the United States. We work with the leading specialty insurance companies to evaluate each vehicle and help owners unlock the equity in their car collections.

Unlike traditional banks, we WILL help you leverage your luxury car collections to get liquidity to buy more cars or help with the capital need you have.





The Lux Exchange prides itself on discretion and speed. In certain instances, in-person appointments are a necessity.

For local Coloradans, our Headquarters in Denver is a secure and private meeting place. For our out-of-state clients, we can come to you.

Please complete the form below and we will be in touch immediately.