Fine Jewelry Collateral Loans

Borrow Against Your Jewelry Online!

About Our Jewelry-backed Loans

If you’re looking for a convenient source of funds or easy loan collateral, the Lux Exchange can work with you to unlock the liquid value of your luxury jewelry. Our jewelry exchange program allows you to utilize your luxury items as loan collateral and have it returned upon completion of the process. Rest assured that our professional team can be trusted to make the luxury exchange process simple, discreet and convenient.

We offer top dollar on all types of jewelry – everything from modern, classic, vintage, and antique. To find out how much your jewelry may be work, click here to get started!

Fine Jewelers & Jewelry Designers We Issue Loans Against

Asprey Logo


Founded in 1781, this London-based company produces luxury watches and jewelry–including everything from scepters to crowns for royalty worldwide.

Blue Nile Logo

Blue Nile

Headquartered in Seattle, Blue Nile is the largest online retailer of fine diamonds.

Bulgari Logo


Bulgari’s commitment to excellence since 1884 has established the very definition of luxury and quality throughout the world.

Cartier Logo


Founded in Paris in 1847, Cartier is best known for its gorgeous jewelry and wristwatches.

Chanel Logo


Due to its brash and primitive style, Chanel jewelry is widely known and sought after all around the world.

Chopard Logo


Beginning in Switzerland in 1860, Chopard’s reputation is for excellence in Swiss watches, timepieces, and jewelry.

David Webb Logo

David Webb

Thanks to his bold use of color and thorough attention to detail, Webb’s pieces are extraordinarily beautiful.

David Yurman Logo

David Yurman

Founded in 1980, Yurman produces high-end watches and jewelry for both men and women.

Harry Winston Logo

Harry Winston

Known as “jeweler to the stars,” Winston has produced some of the most iconic pieces of jewelry for over a century.

Mikimoto Logo


This brand was responsible for creating the world’s first cultured pearl in 1893 and has been known as the main producer of the finest quality cultured pearls ever since.

Oscar Heyman Logo

Oscar Heyman

This impressive brand is known for its impeccable jewelry design, master craftsmanship and precision work with diamonds and gemstones.

Tiffany & Co Logo

Tiffany & Co.

Since its founding, Tiffany and Co. has gained a reputation for being one of the most influential jewelry brands in the world of design.

Van Cleef Logo

Van Cleef

Once only a small jewelry shop in Paris, Van Cleef and Arpels has grown into a brand that is renowned for its supreme craftsmanship and extravagant design.

GIA Logo


The GIA is the Gemological Institute of America. It is a non-profit educational organization that was founded in the early 1930s.

How Does The Loan Process Work?

The Lux Exchange loan process works quickly, enabling you to obtain quick cash flow from your luxury jewelry items. We avoid putting you through the hassle of credit checks, tax events, and financial disclosures. You’ll complete an online application to provide us with some basic information about your asset, ship the item to us free of charge, and then receive a final offer after our expert evaluation. The funds will be promptly wired to your bank account, and once your loan terms have been met, we will send you your jewelry back.

How We Estimate Loans for Jewelry

Unlike other exchange services, The Lux Exchange employs an expert staff of evaluators to provide you with a fair and attractive offer for your assets. Our first step is to authenticate any gemstones and precious metals, using a testing process that first requires your approval.

The evaluation process will take a number of factors into account, such as the value of luxury jewelry brands, the condition of the piece, and the type of item. Our stringent process includes several different phases, including a visual inspection, determination of carat weight, and measurement of the cut and clarity of any precious stones. These elements help our jewelry experts to present you with a fully-informed offer.

Why Choose The Lux Exchange?

Unlike many other exchange services, we don’t work with a rotating team of inexperienced, faceless staff. Instead, each and every one of our team members has been carefully vetted and has demonstrated experience in the handling and valuation of fine jewelry and other assets. If you choose to utilize your assets as loan collateral, you can be confident it is safe in our hands. All pieces are stored in a secure, 24-hour surveilled facility and provided with expert-level care.

In addition, the entire process is simple, quick and discreet, easily completed from your smartphone, tablet or computer. You’ll never have to leave your home or office, and you can easily obtain the liquid funds you need.

Luxury Jewelry Repurchase Program

Instead of simply sitting in storage, your luxury jewelry can earn its keep by providing you with a quick and reliable cash flow. By partnering with The Lux Exchange, you can unlock the hidden value of your assets and make the smart financial decision to utilize a luxury jewelry repurchase program rather than a traditional bank. Contact our team of experts to learn more about how The Lux Exchange can work with you today.





The Lux Exchange prides itself on discretion and speed. In certain instances, in-person appointments are a necessity.

For local Coloradans, our Headquarters in Denver is a secure and private meeting place. For our out-of-state clients, we can come to you.

Please complete the form below and we will be in touch immediately.